PPIP is an insurance plan aimed at individuals in self-employment or organizations where staff strength is below five (5).
This plan is equally beneficial to people in paid employment, artisans and other vocations and trades.
This plan encourages long term savings targeted towards future needs which may range from income at retirement to capital to work on specific future projects.
Benefits of this plan
Adequate provisions for children’s education
Provision of capital to start up a business
Investment in real estate
Savings to meet wedding plans and other expenses
Other capital intensive projects
Features of this plan
Minimum annual investment of N60,000
Flexibility in premium payment (Monthly, Quarterly, Half Yearly or Annually)
Those who buy this plan can choose their plan duration subject to a minimum of 2 years.
There is guaranteed return on investment of 5% per annum
There is provision for flexible contribution rate to reflect new economic power
Accidental death or total permanent disability attracts 400% of total contribution
Natural death attracts payment of total contribution with interest
ISPP (Individual Savings and Protection Plan): Mutual Benefits Life Assurance Limited – Buy Insurance Packages
ISPP is an anti-inflatory savings and income protection plan designed for individuals whether self-employed or working in paid employment to assist them in cultivating the habit of regular and compulsory savings during their working years
Benefits of this plan:
It helps you to cultivate a regular savings attitude
Assists to mop funds to set up personal business or investment in real estate or capital market
Serves as additional security to obtain loans in banks.
It helps in Tax Reduction (This is the only legal means by which you can reduce your tax burden)
It guarantees the future education of your child(ren) or ward(s)
It assists in planning for a comfortable retirement
It provides social income protection for the family in case of untimely death (It guarantees an immediate estate)
Features of the ISPP Plan
Minimum annual investment of N60,000
Flexibility in premium payment (Monthly, Quarterly, Half Yearly, or Annually)
Duration – 5 years, 10 years, 15 years or 20 years
Interest is computed on a compound basis to cushion the harsh effect of inflation, thereby guaranteeing a rapid growth of investment
50% of investment account balance could be cashed after the second year and after a full premium has been paid.
Guaranteed surrender value after the 4th (fourth) year
The total future unpaid premium plus account holder’s balances become payable on the death of the policy holder anytime during the duration of the policy, provided the policy is active as at the time of death of the assured.
To get Started on any of these Insurance Packages… Please contact Happiness Nwoye on +2349031106614 (Call or WhatsApp)
Mutual Benefits Term Assurance
This is purely a protection policy. It is targeted towards securing the financial future of you loved ones if death occurs
Mutual Benefits Individual Savings and Protection Plan
This plan allows you to save up easily for the future of your children.
Enjoy 24 hours Protection anywhere in the world.
Get Mutual Benefits’ Personal Accident Insurance
Insurance is important so that your children can have a secured future
Mutual Benefits’ School Fees Guarantee: Mutual Benefits Life Assurance Limited – Buy Insurance Packages
If Life happens, you honestly don’t want any mishaps to your children’s education. This policy covers the payment of your children’s school fees if anything happens to you.
The demise of a breadwinner of a family and the effects on the dependants could be devastating. Children could be sent out of school or forced to attend lower quality schools. However, when an adequate life assurance policy has been bought to tend to uncertainties, the dependant(s) can live a life without worries.
Mutual Benefits’ ISPP is a savings and protection plan designed for you to cultivate a consistent savings culture and also protect you and your loved ones in case of any life eventualities.
Enjoy numerous benefits when you buy our Insurance packages.
Please Contact Happiness Nwoye through Calls or WhatsApp on +2349031106614 and she will walk you through all the processes.
Please Kindly indicate that you heard of this opportunity through Pinky’s Blog
Get your own bank account specifically for your business.
You can do a whole lot with Prospa – Receive funds, transfer funds, make payments and buy airtime.
Prospa is a new invention for opening up a business account in Nigeria.
You can open up a business account for your business in as little as 15 minutes.
Everything can be done from your phone.
Discover a very fast and efficient way to manage your finances and business activities.
So many Nigerian business owners, freelancers, startups and growing companies choose and use Prospa
Start now to use Prospa – Open up a business (Corporate) Account Immediately.
Prospa is loaded with features to help you make the best of your financial transactions and thus it gives you time to channel your energy on growing and succeeding in your business.
Hey! With Prospa, there are no queues, no banking halls’ stress and no burdensome processes – Do everything from your phone.
We’ve got a world-class team support within our app; hence you will never have to leave your office to get assistance for managing your account.
When you Sign Up on Prospa; You get a Bank Account number in your Business name.
You can receive transfers from all Nigerian Banks. You can also send money to all Nigerian Banks.
To Start Up with Prospa – Open Up a Business (Corporate) Account Easily:
Download the App “PROSPA” and Sign Up with Pinky’s Blog Referral Code – 3XQKJB Remember the Referral Code to use when Signing up or registering is 3XQKJB.
That’s not all… Specifically for starting up at Prospa through Pinky’s Blog… We have a Promo for you.
After you have registered and are now approved, before making any transactions (After getting your bank account number 😊👍🏽)… Please take advantage of this wonderful promotion!
Use Pinky’s Blog Promotion Code: PINKYB to get access to 30 Free funds transfers on your new Prospa Business Account – YES!
You heard that correctly! You get access to 30 Free transfers just for using the Pinky’s Blog PROMO CODE – “PINKYB”
How to Redeem the 30 Free Transfers in this Special Promo: After Opening Up your Prospa Bank Account; 1. Click on Settings – in the bottom right hand corner of the screen. 2. Click on Rewards 3. Enter – PINKYB 4. Click on Redeem Code
Note that this is the Promotional Code for anyone who signed up through Pinky’s Blog (PINKYB). Use ths Promo code to get 30 Free funds transfers.
Other Features on Prospa – Open a Business (Corporate) Account Easily!! – Create Sub-Accounts – Auto Split your funds across sub-accounts – Manage your Customers – Send Invoices – Pay Vendors and partners internationally (Ghana, Kenya, United Kingdom) – Add Team members – And many more benefits of Prospa – Open up a Business (Corporate) Account
If you don’t have a Registered Business but you Still need a Current Account… We also offer that and they are Called FREELANCE ACCOUNTS… Please follow the Instructions on our App to Open up a Freelance Current Account if your Business is not Registered yet.
LASTLY – If you need further assistance, If you want to make enquiries or ask any questions concerning Prospa… Please Kindly Contact PROSPA CUSTOMER SUPPORT on 08097907390… Please, also indicate that you learnt of this valuable information and great opportunity through Pinky’s Blog. Thank you. 🥰🥰
For A list of Good Opportunities for Nigerians on this Blog… Please Visit this Link 👇🏼👇🏼
SECODI – Solar Energy Business: In this Write-Up… Find out all you need to know about this great business opportunity
Here is a chance for you to make life-changing income and make an impact in your community.
S – Sun
E – Energy
CO – Community
D – Development
I – Initiative
SECODI is a powerful renewable energy company.
SECODI is supported by solar manufacturing companies in China and India
SECODI’s mission is to alleviate poverty and improve the poor condition of electricity and water conditions in third world countries, thereby making life easier for everyone.
The rate of poverty in Third World Countries is devastating and the electrical power shortage in these countries are alarming.
SECODI is here to complement the efforts of the government by enabling individuals especially the masses to have access to renewable and lasting solar products in order to enhance their lives and living condition. This will invariably cause an increase in development in our society.
HOW TO ACCESS ALL THE BENEFITS FROM THE SECODI – SOLAR ENERGY BUSINESS OPPORTUNITY
There are two ways to benefit from SECODI.
The Distributorship Program
Multi-level Crowd Funding and Reward System (MLCRS)
Here in this category, you become a registered SECODI distributor, this allows you to buy products in bulk at wholesale prices and sell to customers at consumer prices.
The sales volumes you accumulate are recorded in SECODI-COIN VALUE (SV)… And you get paid for your volume.
2. Multi-level Crowd Funding and Reward System
Our aim is to make solar products available and accessible to everyone especially the average and the poor in the society.
We have a structured compensation plan for you for introducing people to our solar products.
Our crowd funding reward system is structured to assist communities and the common people in the society that wish to have these facilities but can’t directly purchase them due to the high cost of solar products
SOLAR – Solar Energy Business has a rich 6 (Six) level reward system to allow you attain success.
These are the levels:
Everyone starts at the starter level… You register at the starter level with a one-time payment of N7,500 (in Nigerian Naira), you then proceed to register two (2) of your friends who also make their own one-time payment of N7,500. And then, they both go ahead and refer two of their friends each who also pay N7,500 each. Then Congratulations! You have successfully completed the Starter level and SECODI will reward you with a Solar Starter Kit worth N12,000 – that can power 2 bulbs and your mobile phones.
Now you move to the distributor level – Your referrals continue, and repeat what you have done by completing the starter level. And when 14 of your referrals (7 on the left and 7 on the right, that is 7 from each person) complete their starter level, then CONGRATULATIONS!! You have completed your Distributor level.
SECODI then rewards you with Solar Inverter worth N42,000 that can power 2 fans and 4 bulbs while N30,000 is credited to your bank account.
Next you move to the Senior Distributor Level.
As people you and your down lines have referred keep moving up, When 14 of your referrals complete the Distributor level, then CONGRATULATIONS!!! You have completed the senior distributor level.
SECODI now rewards you with a solar inverter worth N224,000 that can power your basic house electronics, meanwhile N107,000 is credited to your bank account.
Next you move to the Manager Level. The process continues…
When you have 14 people (7 on the left and 7 on the right) who have completed the senior distributor level, Then you have completed the Manager level.
SECODI now rewards you with a Brand New Car worth 4.5 million and a loyalty reward of N600,000 and a level bonus of N420,000
Next you move to the Senior Manger level.
When you have 14 people – 7 left and 7 right who have completed the manager level, Then CONGRATULATIONS!!! You have completed the Senior Manager Level. SECODI then rewards you with a Personal Borehole worth N2 Million.
Also you are given N3 Million for a community borehole at any community of your choice Or you can opt for a an expenses paid trip to Dubai or China with N1 Million pocket money for shopping.
A loyalty reward of N2 Million and a level bonus of N700,000 is also given to you.
Next you move to the last level which is the Director level.
After completing this level, SECODI rewards you with a housing fund of N10 Million to build a new house and also you are given solar electricity of N3 Million to power the house.
CONGRATULATIONS!!! You have successfully completed the Multi-level Crowd Funding Program.
So, with a one-time payment of N7,500, you get to enjoy all these benefits.
Note: You can come in at the starter level with multiple accounts – as many accounts as you like. This means you get a multiplication of the many benefits of one account.
It is Really Amazing!!!
With a formidable support system, team work culture and simplified business model of SECODI, you have everything you need to succeed in this business.
HOW TO GET STARTED ON SECODI – SOLAR ENERGY BUSINESS
Do you want to build a part-time or full-time business to make life better for yourself and your community?? Then it’s time to get started.
To do this Simply contact Mrs. Oby Ann on +2348067131770 through Calls or on WhatsApp. She will provide you with all necessary registration and payment details.
Please also indicate that you got to know of the business opportunity through Pinky’s Blog.
After you sign up… You will get your own back office, customized referral link and support materials. You are in business already.
We can’t wait to have you on board. Congratulations!!! And you are welcome to the SECODI Family.
Together We Can!!
Note: Multiple Accounts at the starter level are allowed and it is even the best.
Here are the Rates:
1 Account = N7,000
3 Accounts = N22,500
7 Accounts = N52,000
It is advisable to start with 3 or 7 accounts – This means that your earnings will be in 3 or 7 places.
If you are outside Nigeria, you can also apply and You are Welcome!
These are the Rates for None-Nigerians:
$19 – One Account
$57 – Three Accounts
$133 – Seven Accounts
NOTE WELL – This is a Promoted Post on Pinky’s Blog… To Advertise your own business or services on this fantastic blog, please send us a WhatsApp message on +2348023418371 or write us an email – PinkyNkiruka@Aol.com … We will be waiting to hear from you and be of great service. Have a Wonderful Day!!
FOR MORE UPDATES ON BUSINESS OPPORTUNITIES AND MORE VALUABLE INFORMATION… FOLLOW PINKY’S BLOG ON SOCIAL MEDIA OR JOIN OUR GROUPS
Begin this Course now on FutureLearn – Introduction to Nursing: The Role of Nurses Around the World
The free version of this course is available until May 4th, 2023 – You can sample some of the course materials for free with limited access for this period
DETAILS OF THE COURSE Understand the role of nurses: from personal care, to supporting families and communities, to public health and infection control.
100% Online – Learn at your own pace.
Overview Explore the role nurses play around the world Are you interested in a career in nursing? Prepare with this course where you will explore how nursing contributes to the health and well-being of individuals and communities around the world.
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Jottings from a webinar on CyberSecurity – Please Read, Learn and Share this Content
Written by Nkiruka Rosemary Iwu (Pinky)
My Notes From A Webinar…
Theme – CyberSecurity while working Remotely.
‘Stay Safe’ was the Most Common word for 2020 due to the COVID-19 Pandemic and it is Equally Important to Stay Safe Online while working Remotely.
Harmful Softwares used by Hackers have been Made centering around COVID-19.
Hackers may cause you to download a file harmful to your Computers or Devices.
A Word of Advice – Do not Use your Company’s device to watch X-rated Contents… This will pose a great risk for your Organization.
Using the same Passwords in Different Locations is Very Risky and Wrong… Example – Using the Same Passwords for Facebook, Twitter, LinkedIn, Zoom etc. This can make you prone to Hackers… Because once the Hackers can Access just one of your Accounts, they can Also try to Access Others.
Cyber-Criminals have access to loads of E-mail accounts and Also even Netflix Accounts.
Things to do while you work from Home:
“Think before You Click”
Hackers are Trying to Impersonate big Organizations like Microsoft, Like the WHO (World Health Organization), Like Facebook… All in a Bid to Put you in a Position at Risk.
Review Every Link before You Click on it.
Do not Click links directly in E-mails, Manually type out the Links in your Browser.
Cyber-Criminals are Distributing Malwares due to COVID-19
BEEF UP YOUR PASSWORDS!!
Your Passwords shouldn’t be less than 8 Characters.
Use a Combination of Upper and Lower Case Characters and Also Numbers and Special Characters.
Treat your Password like your Under Pants and Change it Frequently.
It is Important to Use a Unique Password for Every Platform you log on to.
Also is Multi-Factor Identification… Turn on Two-factor Identification for your Accounts to Beef Up Security.
Organizations Should Enforce Two-factor Verification for their Staffs’ E-mails.
To Avoid Data Loss, Assuming your Devices or Computer gets Stolen, Ensure you are Consistently Backing Up your Records, Data and Documents.
When you are in your Car, Your Laptop Should Always be in the Trunk of the Car… For Security Reasons
If your Device Gets Stolen, Have a Means to get your Data Wiped to Avoid your Data in the Wrong Hands… This is the Reason why you must Consistently Back Up.
It is Important not to use your Personal Device as your Work device. You Should have a Seperate device.
Another thing to do is to use a VPN.
A VPN software is Important.
Update your Softwares.
Make Sure you have an Anti-virus for your Computers and your Phones.
You need to have a Firewall.
Do not go into the Web without Protection.
It is important to ask your Recruiter or Employer for CyberSecurity Training and Awareness.
Do not Click on links or download attachments from Unsolicited E-mails – Even from People you know or Colleagues. Because it is Possible that the Person’s Account may have been Compromised.
Some Links are Very Very Harmful.
Do not Visit Unapproved Websites.
Cyber-Criminals just need one Person to access a Whole lot of People.
Think before You Click.
Beef Up the Security of your Passwords.
Turn on Multi-Factor Verification on Every App you use.
Again “Think before you Click.”
We need to be Extremely Careful about our CyberSecurity.
You need to Stay Safe online too.
Treat your Passwords like your Underpants cos you Do not want people to see them. Do not Give out your Passwords.
Question 1 – What is the Best Strategy – Is it to have CyberSecurity in-house or Out-Source it?
Answer – it Depends on what works best for you the Organization. Organization can Out-Source it as it will reduce burden on the Company. Or they can have it in-house to Save Costs. CyberSecurity People Earn Higher than the Average Person.
Question 2 – How can one Secure the Website of an organization.
Answer – Install a Firewall to make Sure that there is Protection that Filters information to the Website.
WordPress is a Great Provider for a Website.
Question 3 – How do we know if CyberSecurity is Breached?
Answer – You see that your Account has been logged into on Various Systems.
Keep an Eye on your Logs.
Hackers are Very Boastful. They like to Brag. They can Brag about the Information they got from your Device.
Do not have the Same Passwords because your Different E-mails can be Hacked Simultaneously.
Hackers will make Sure you no longer Have Access to your Accounts.
When you are Affected, Other People in your Business line Will also be Affected.
Be Very Intentional about CyberSecurity.
The Person who hacked your Account might try to have Access to Other People you know.
Most Hackers may be Quiet about It and Just Use your Information.
Question 4 – Any App or Software to Prevent you from Being Hacked?
Answer – There are Different Protections for Different Systems.
Protect your Device with an Anti-virus.
The Story of David and Goliath was Cited
Goliath had a Small hole at the middle of head and David aimed for that hole and that is how Goliath was Defeated.
Same thing is Applicable to Hacking. A Cyber-Criminal will leverage on a Loophole.
Although you must note that there is no Such thing as 100% Security but there is Something as Being Very Difficult to Hack.
Be Very Very Hard to Hack, so that Hackers will give Up on you.
From the Movie – Money Heist, Between The Bank and The Professor, There was a Tunnel that they Built.
A Communication like a Tunnel helps to Guard you.
Using a VPN helps you to Send information in a Secured Tunnel.
Question 5 – Should Companies tell the Public when they are hacked?
Answer – This is in the Law!
Because when Hacking Occurs, Data are Exposed.
Give the Relevant information to your Customers on the Level of hacking that has taken place.
All Reputable Companies Should take Ownership for what has happened.
Question 6 – Is there any Cyber Forensics to make Sure Hackers are Punished?
Answer – There are Laws in Different Countries that Punish Cyber Crimes.
There is an Arm of CyberSecurity Called Forensics.
Walmart was Hacked a while ago. But From Assessments, It wasn’t the Fault of Walmart – A Vendor Made The Hackers to have Access to Walmart’s Information.
Forensics are Actually very Expensive and not every Organization can Afford it.
This is why you need to have Back Ups, Consistently Back Up your Information.
Hacking Can Potentially Kill your Business.
A good example of the Operations of Hackers is getting Friend Requests on Facebook from People you already have as Friends… This is what Hackers do.
Question 7 – Your View on Centralization of Data From Companies like Facebook or Apple.
Answer – For Companies, If anything happens to your Account… If your Account is Breached… The Company should tell you.
When Twitter was Hacked some time back… They Asked all its Users to Change their Passwords.
Companies Compromised in Data Breach Should take Responsibility and Own Up.
Companies Should Notify their Customers when there Is a Breach
And that Rounded Up the Facebook Webinar on CyberSecurity.
Follow me on Twitter: @Pinkys_Blog
FOR REGULAR UPDATES ON WEBINARS AND VALUABLE INFORMATION… FOLLOW PINKY’S BLOG ON SOCIAL MEDIA OR JOIN OUR GROUPS
Agora’s Catalogue helps you find the right learning opportunity amongst hundreds of options. You can search by title, keyword, provider, competency, topic or format.
Interact with other learners
A variety of tools, such as discussion forums, blogs, assignments or wikis help you to interact with other learners whilst providing support for your own learning needs.
Receive certificates and digital badges
Most activities include completion tracking and/or assessments on the basis of which you can receive digital badges and/or certificates of completion which you can then use to advance your career.
Learning opportunities offered by Agora relate to the following primary topics:
Learn about the global humanitarian and development environment, the UN Human Rights framework and other global initiatives related to UNICEF’s work and mission.
Learn about the strategies and normative principles that guide all UNICEF’s efforts – as described in UNICEF’s current Strategic Plan.
3. Leading and managing
Whatever your current level of responsibility is, you can find resources to develop your leadership and management skills relating to projects, teams, partnerships and more.
4. Operational support
Learn about the software, guidelines or processes that allow UNICEF to operate and effectively deliver all over the world.
5. Communication & languages
In today’s world it is more important than ever to know how to communicate your ideas clearly and effectively, through different tools, in various contexts, and preferably in several languages. Find here many training activities to become a better communicator.
6. Career support
Develop your personal skills and competencies, from management and leadership development to desktop computer skills.
Or Simply go to your Android Play Store or Apple Apps Store, Download the GEOPOLL App then make use of my Special Referral Code EE2LURP (Pinky’s Code) to Sign Up
You can Earn Airtime with the App… But Sometimes GeoPoll Sends Surveys to you as a Text message.
Make Sure you check the App regularly for tasks… you can please also read through the App for more information
In Order to Win the Airtime Credit, You must Answer the Surveys in the Best Way Possible.
FREQUENTLY ASKED QUESTIONS
How do I send my GeoPoll credit to my Phone?
Answer – To redeem your credit, got to the ‘Redeem & Earnings’ menu at the bottom of the app page; then click on ‘Redeem’ at the top of the screen and select how you will like to redeem the credit and the amount.
2. I forgot my password?
Answer – You can reset your password by pressing ‘Reset it now’ on the ‘Enter your password to sign in’ screen. Then follow the on-screen instructions.
3. I want to change my mobile number, email address and language?
Answer – On the app go to Settings then select “User profile” click on any profile you would like to update by following the on-screen instructions.
4. I want to register for SMS surveys
When you create an account on the GeoPoll app, you are also automatically registered to receive SMS surveys and surveys on our other modes.
FINAL NOTE – Don’t Forget to Use my Unique Referral Code while Registering 👇👇
Start Earning Airtime Credit Now!! 😊😊
FOR MORE UPDATES ON VALUABLE INFORMATION… FOLLOW PINKY’S BLOG ON SOCIAL MEDIA OR JOIN OUR GROUPS 😊👇👇🎉💖
The COVID-19 pandemic has strengthened the emphasis of us being clean and staying sanitized.
It is ideal and recommended to wash your hands several times in a day and also use a hand sanitizer.
Hand sanitizers help to prevent the spread of bacteria and germs.
But if you need to make sanitizer for yourself at home… I will describe below how you can go about it…
HOW TO MAKE HOME-MADE SANITIZER
Want to make Some Sanitizer for yourself?!
I got you!!!! 👐
✨It’s so easy!!!
👏2/3 cup 99% rubbing alcohol or ethanol
👏1/3 cup aloe gel (to keep your hands from drying out)
👏Optional: 8-10 drops of essential oils of your choice 😍
Mix really well in a bowl, and use a funnel to pour it into an empty pump!
WHAT ARE SOME OF THE BEST WAYS TO USE HAND SANITIZER
Don’t Use hand sanitizer when your hands are very dirty – If your hands are very dirty… Wash them first before using hand sanitizer
2. Use the right amount – Apply enough sanitizer to cover every part of your hands
3. Rub sanitizer thoroughly all over your hands until they are dry.
I have just described the importance of hand sanitizer, how to make it for yourself at home and the best ways to use it… So, if you’ve got any other favorite cleaning/sanitizing hacks… I’ld Love to hear it, let us know in the comments 😉 👇
FOR REGULAR UPDATES ON VALUABLE INFORMATION AND ARTICLES… JOIN THE PINKY’S BLOG SOCIAL MEDIA GROUPS 👇👇